The Refuge is a gated residential community of custom homes and homesites around Iron Wolf’s golf course on Lake Havasu’s north side. Discover the neighborhood, its restaurants and golf, and the homes that bring it all together.
Browse the live MLS feed, updated in real time. See property photos and details, save favorites, and create alerts for new listings that match your search.
A Gated Neighborhood. A Golf-Course Setting. A North-Side Havasu Lifestyle.
The Refuge at Lake Havasu is a residential golf-course community with 360 homesites, gated streets and a mix of custom and semi-custom homes. Its setting brings together desert hills, fairways and outlooks toward the lake. Buyers come here looking for outdoor living, distinctive homes and room for the way they enjoy Havasu.
It sits off London Bridge Road, immediately west of Desert Hills. Arnold Palmer Drive forms the neighborhood’s horseshoe-shaped entrance road: the north gate serves residences, while the south entrance also leads to the club. Explore The Association’s Community Overview.
Think about The Refuge in three parts: the homes and residential association, the separately operated Iron Wolf Golf & Country Club, and the natural river-and-desert landscape beyond. Each contributes something different to life here.
The Residential Community
Homebuyers can compare completed houses with private pools and generous garages, or choose a homesite for a future build. The association maintains shared streets, gates, lighting, drainage and common landscaping. Its design standards shape the neighborhood’s overall character.
Iron Wolf brings public golf, a Toptracer range, Bogeys & Stogies, Reflections Steakhouse and an events venue to the setting. You can build a visit around a round, a meal or a scheduled event.
Havasu National Wildlife Refuge protects a much larger stretch of the Colorado River in Arizona and California. Established in 1941 for migratory birds, it includes Topock Gorge and provides the area’s broader natural context.
For the golf course and restaurants, use 3275 N. Latrobe Drive, Lake Havasu City, AZ 86404. Iron Wolf places the club about five miles north of London Bridge. Residential showings start with the address of the home you want to see.
A Refuge address tells you more when you pair its place on the map with the lot plan and a visit. Start with the features you will use every day.
Views & Outdoor Living
What Will You See From Home?
Locate the house in the Refuge MLS Map, then compare the outlook from its main living spaces and patio. Look at nearby homes, open lots, fairway activity, afternoon sun and shade.
Compare usable garage depth, clear door height, driveway slope and the turn from the street. Walk the route from garage to house and from kitchen to outdoor seating, especially if guests or boating days are part of your plans.
Bring your vehicle measurements and use the HavasuLew IQ Garage Guide to turn listing dimensions into a practical showing checklist.
Compare A Few Actual Addresses
Send the homes or lots you like, plus your priorities for views, privacy, outdoor living and garage space. HavasuLew can help build a focused tour.
Choose the convenience of an existing home or the flexibility of designing around your own floor plan, garage and outdoor living priorities.
Homes For Sale
A finished home lets you experience the rooms, views and backyard before you buy. Compare covered patios, pool placement, open living areas and the usable space in the garage. For seasonal living, also consider how easily you can manage the home between visits. The IQ Pool-Home Checklist helps you look beyond the listing photos.
A homesite gives you the opportunity to plan the home around your priorities. Start with the lot diagram, pad elevation and building envelope, then work through the house, garage, pool and landscape layout with your builder. The ownership guide brings together design resources and published review fees.
Iron Wolf’s public 18-hole, par-70 course pairs the Lakeview and Riverview nines with a desert-and-water backdrop. The Toptracer range offers another way to spend time at the club without scheduling a full round.
For food, Bogeys & Stogies is the sports-bar stop for breakfast, a casual meal and watching the game. Reflections is the club’s steak-and-seafood restaurant. Its current seasonal schedule brings selected dishes to Bogeys on Friday and Saturday while the dining room is closed for summer.
Explore our expanded club guide for venue photos, menu highlights, posted hours, reservations, tee times and directions to the clubhouse.
The golf course and club are separate from the residential HOA. Club membership and facility access are arranged directly with Iron Wolf.
Here are the details that shape day-to-day ownership, from recurring dues to seasonal rental plans and space for your equipment.
HOA Costs & Documents
The published assessment is $538 per quarter per lot. The ownership guide also covers resale fees, design-review deposits and links to the association’s current governing documents.
The February 2026 amended declaration sets a four-month minimum lease. That makes the permitted rental pattern especially relevant to buyers planning extended seasonal stays or longer-term tenancies.
Match your boat or RV to the garage’s clear opening, usable depth and driveway approach. The community’s rules distinguish short loading periods from vehicle storage; our guide explains both.
Explore single-family sale prices, inventory and time on market for the reporting period shown below.
HavasuLew · Local Market Report
The Refuge at Lake Havasu Market Snapshot
Single-Family Homes · Sales Through
September 13, 2025 – September 12, 2026 · 12 Months Of Closed Sales
Update Delayed. Showing the last complete snapshot with its original dates.
Median Sold Price
$950,000
12 Sales With Price Data
Active Listings
9
Inventory At Collection
Closed Sales
12
Completed 12-Month Window
Median Days On Market
54.5
12 Sales With Valid DOM
Median List-To-Sell Ratio
95.53%
12 Sales With Both Prices
Months Of Supply
9
Based On 12 Months Of Closings
Explore The Market Details
Where Homes Sold
Closed Sales By Price · 12 With Price Data
Under $500K0
$500K–$750K1
$750K–$1M8
$1M–$2M3
$2M+0
A Closer Look
Median Active Asking Price
$1,325,000
Median Sold Price Per Sq. Ft.
$357.92
Closed At Or Above Asking
16.7%
12-Month Closed Sales
12
Alongside Lake Havasu City
Same 12-Month Period: September 13, 2025 – September 12, 2026
The Refuge at Lake Havasu And Lake Havasu City
Measure
The Refuge at Lake Havasu
Citywide
Median Sold Price
$950,000
$515,000
Median Days On Market
54.5
32
Median List-To-Sell Ratio
95.53%
97.96%
Months Of Supply
9
4.14
These are different locations and price mixes. A higher price alone does not show stronger negotiating power.
How To Read These Numbers
All matching listings are collected; these figures are not a convenience sample. Medians use the middle value, or the average of the two middle values. The list-to-sell ratio shown is the median of individual sale-price / final-list-price ratios.
Valid zero-day listings are included, including pocket listings entered for MLS records. Zero DOM does not necessarily mean the closing occurred the day the listing went live. Missing or invalid values are excluded only from the affected measure.
Months of supply divides current inventory by average monthly closings over 12 months. It is unavailable when there are no annual closings. Sales windows use completed Arizona calendar days; active inventory is current at collection.
Metric Coverage: Price 12/12; DOM 12/12; Sale-To-List 12/12; Price Per Sq. Ft. 12/12; Active Asking Price 9/9.
For a property comparison, pair the market trend with recent sales offering similar views, garage space, condition and lot position. Open the six-month report for a shorter view of recent activity.
See how a different purchase price, down payment, or loan payoff changes the estimate. Use the buyer calculator for cash to close and monthly costs, or the seller net sheet for estimated proceeds.
For Buyers
What Will You Need To Close?
Estimate your down payment, closing costs, and monthly payment. Adjust financing, property taxes, insurance, and any HOA charges to match the property.
Compare Down Payment & Loan Scenarios
Adjust Property-Specific Costs
Print Your Closing Cost Estimate
Lake Havasu City · Buyer ToolsYour Buyer Closing Cost CalculatorEstimate buyer closing costs, cash needed to close, and monthly payment using Mohave County tax calculations and local title and escrow fees.▸ Click to expand the calculator▾ Click to collapseOpen CalculatorClose Calculator▾
HavasuLew Buyer Tools
Lake Havasu City Buyer Closing Cost & Monthly Payment Calculator
Estimate buyer closing costs, title and escrow fees, cash needed to close, loan amount, and monthly payment for a Lake Havasu City home purchase. Estimates are based on Mohave County tax calculations and local title and escrow fee schedules. The monthly payment calculator updates as you adjust the purchase and financing details.
Purchase and financing
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Defaults: Conventional 20%, FHA 3.5%, VA 0%, Cash 100%. Edit either value.
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Defaults: Conventional 6.5%, FHA 6.0%. Replace with the lender's rate.
Insurance and closing details
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Auto estimate: 0.18% of purchase price. Replace with an insurance quote.
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Enter zero or leave blank when none.
Used to estimate prepaid interest and the closing tax adjustment.
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Subtracted from estimated cash still needed at closing.
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Allowable seller or lender credits; not applied to the down payment.
Loan and impound assumptions
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Percentage of the base loan amount paid at closing.
Confirm the required reserve with your lender.
Confirm the required reserve with your lender.
Common for financed purchases; confirm with your lender.
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Used only when conventional down payment is below 20%.
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Monthly FHA mortgage insurance; confirm the rate and duration.
Usually financed. Paying it in cash increases funds due at closing.
The rate also changes automatically with down payment.
Title and escrow assumptions
Seller-paid in many Arizona resale contracts; confirm the agreement.
Choose the policy shown on the title quote.
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Required for purchases above $5,000,000.
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Auto-calculated from the financed loan amount and Mohave County tiers. Actual premiums and endorsements vary by insurer and coverage.
Buyer-paid by default. Change only when required or negotiated.
Buyer-paid by default. Change only when required or negotiated.
Adds the estimated replacement-property exchange fee.
Property taxes and prorations are estimates based on the purchase price and anticipated closing date. Actual taxes, assessments, impound requirements, and closing adjustments vary by property, lender, title company, and Mohave County records.
Estimated loan amount
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Purchase price$0
Down payment$0
Base loan amount$0
Financed program fee$0
Total financed loan$0
The monthly principal & interest payment below is calculated from this loan amount, not from the purchase price.
Estimated monthly housing payment
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Principal & interest$0
Estimated property taxes$0
Homeowners insurance$0
Mortgage insurance$0
HOA / PUD dues$0
Estimated total$0
Principal, interest, estimated taxes, insurance, mortgage insurance, and HOA/PUD dues. Utilities and maintenance are not included.
Estimated cash still needed at closing
$0
Down payment$0
Closing costs (mid)$0
Property-tax proration$0
Buyer closing-cost credits applied- $0
Earnest money already deposited- $0
Estimated cash remaining$0
Uses the mid closing-cost estimate after credits and earnest money.
Closing cost estimate
$0–$0
Mid estimate: $0
Buyer-side closing costs only, itemised in full below.
Estimated annual ownership items
Estimated property taxes$0
Homeowners insurance$0
HOA / PUD dues$0
Estimated closing fee details
Buyer-side fee ranges included in this estimate. Select a section to expand it.
Important: This calculator is for planning only. Actual figures depend on the lender, loan program, title company, insurance carrier, property tax history, closing date, negotiated seller concessions, and final settlement terms. Conventional PMI is estimated only when the down payment is under 20%. FHA and VA program fees use the settings shown above and should be verified with the buyer's lender.
Have a home in mind? Ask HavasuLew about the costs for that property.
Enter a sale price, mortgage payoff, and selling costs to estimate what you could receive at closing.
Adjust Sale Price, Payoff & Costs
Compare Your Estimated Net Proceeds
Ask About Your Selling Costs
Lake Havasu City · Seller ToolsYour Seller Net SheetQuickly estimate your potential proceeds using common selling expenses, closing costs and property tax prorations specific to the Lake Havasu City area.▸ Click to expand the calculator▾ Click to collapseOpen CalculatorClose Calculator▾
Lake Havasu City · Seller Estimate
Lake Havasu City Home Sale Proceeds Calculator
Estimate Your Net Proceeds — Use this home sale calculator to quickly estimate escrow and title fees, mortgage payoff, closing costs, and property tax prorations for your Lake Havasu City home, and your potential proceeds at closing.
Your Estimated Sale
Starting example only. Replace it with the price you want to test.
Used to estimate the seller’s property-tax responsibility through closing.
Include mortgages, HELOCs and other secured liens expected to be paid at closing.
Compensation is negotiable. Adjust this to match the applicable agreements.
Enter a percentage, such as 4.5.
Home improvement, cleaning, staging, landscaping or other work to get the home ready to sell.
Include seller-paid costs not already calculated below, such as buyer credits, HOA disclosure or transfer charges, home warranty, agreed repairs, assessments or other transaction-specific costs.
Advanced Options
A Yes selection adds the applicable $100 exchange accommodation fee.
Policy type changes the final title premium after the Zone 3 base rate is calculated.
The first secured payoff triggers a $100 reconveyance charge. Each additional payoff adds $25.
The purchase contract splits the base escrow fee equally. On a VA loan the buyer’s half is rated at the 70% veteran rate first, then moved to the seller’s column.
Premier Title Agency §I.F. Applies to the seller’s own half only and must be requested with proof of status. Select the single best-qualifying status; discounts do not stack.
Required for sale prices above $5,000,000 because the supplied title matrix stops at that amount.
FIRPTA applies to nonresident sellers. It does not apply to U.S. citizens, green-card holders, or anyone who can provide a Certificate of Non-Foreign Status.
Buyer occupancy sets the withholding rate below $1,000,000. A non-occupant buyer means 15% at any price.
Estimated Seller Net Sheet
Brokerage Compensation$0.00
Estimated Seller Escrow Fee$0.00
Estimated Owner’s Title Insurance$0.00
Estimated Annual Property Tax$0.00Shown for reference; only the estimated seller responsibility below is deducted.
Estimated Seller Property Tax Responsibility$0.00
Estimated Reconveyance Fee$0.00
1031 Exchange Fee$0.00
Estimated Prep & Repair Costs$0.00
Other Seller Costs / Buyer Credits$0.00
Estimated Net Proceeds$0.00
Less FIRPTA Withholding (recoverable)$0.00
Estimated Cash at Closing$0.00
FIRPTA withholding is not a cost of sale. It is a prepayment credited against the seller’s U.S. tax liability for the year of sale and is claimed on a U.S. return, which may result in a refund. A reduced-withholding certificate may be available by filing IRS Form 8288-B before closing. Withholding is calculated on the gross sale price, not on the gain.
The supplied title matrix ends at $5,000,000. Enter a manual title premium quote under Advanced Options before relying on the final net estimate.
Escrow: the base escrow fee is calculated from the Premier Title Agency Mohave County rate schedule (§IV.A) and split equally between buyer and seller under the purchase contract. Senior and veteran discounts under §I.F attach to a party’s own half when requested with proof of status. On a VA loan the buyer’s half is rated at the 70% veteran rate and then charged to the seller, so the seller pays their own half plus the buyer’s discounted half.
Owner’s title insurance: calculated from the supplied Mohave County Zone 3 BIR tiers, including the $1,000 ceiling rule and selected policy multiplier.
Reconveyance: automatically adds $100 when a loan payoff is entered, plus $25 for each additional secured payoff (§II.J).
1031 exchange: adds $100 only when selected under Advanced Options (§II.R).
FIRPTA: shown only when the seller is a foreign person. Premier Title Agency handles Form 8288 and 8288-A as part of the Basic Escrow Rate and does not publish a separate FIRPTA line item, so no extra fee is added here. The withholding is a prepayment against the seller’s U.S. tax liability, not a cost of sale, so it is shown separately below the net proceeds line.
Property taxes: annual taxes are estimated from the sale price. The seller’s share is prorated from the date taxes are assumed paid through to the closing date, not from January 1. Arizona taxes are billed in two installments, so a closing on or after October 1 assumes the first installment has already been paid through June 30. Title and escrow will use the actual parcel tax and payment status.
Thinking of selling? Ask HavasuLew about pricing and estimated sale proceeds.
Arrange residential showings, allow time for a separate club visit, and drive the route to the launch ramp or services you expect to use. If a sunset view is important, see the shortlisted property late in the day as well. Use the Local Forecast to plan your outdoor time.
It is a gated residential community of homes and homesites around the Iron Wolf golf-course setting on the north side of Lake Havasu. This guide covers the neighborhood, property search, dining, golf and ownership. Explore The Community
Where Is The Refuge?
The community is off London Bridge Road, west of Desert Hills. For the club and restaurants, use 3275 N. Latrobe Drive, Lake Havasu City, AZ 86404. See Directions
Is The Club Part Of The HOA?
The golf course and Iron Wolf club are separate from the residential HOA. Arrange membership and access to club facilities directly with Iron Wolf. Explore Club Facilities
Can The Public Play Golf At Iron Wolf?
Yes. Iron Wolf advertises public play on its 18-hole, par-70 course. Its booking service displays tee times and rates for the date you choose. Plan A Round
Where Can I Eat At The Club?
Bogeys & Stogies offers a sports-bar setting and breakfast service. Reflections specializes in steaks and seafood; its posted summer schedule serves selected dishes Friday and Saturday at Bogeys. See Photos, Hours & Menus
Where Are The Restaurant Menus?
The dining guide links directly to the club’s Bogeys and Reflections menus, plus downloadable Toptracer food and bar menus. Open The Menu Directory
What Is The Toptracer Range?
It is Iron Wolf’s driving-range experience, with a covered hitting area and its own food and drink menus. It is an option for a shorter golf outing. Explore The Range
How Much Are Refuge HOA Dues?
The published assessment is $538 quarterly per lot, equivalent to $2,152 a year. The ownership guide includes the fee schedule and additional closing and design-review charges. Review HOA Fees
What Is The Minimum Rental Term?
Section 10.13 of the February 2026 amended declaration specifies a four-month minimum lease and prohibits daily, weekly and monthly rentals. Read Rental Terms
How Do I Compare Locations Within The Refuge?
Start with actual addresses on the MLS map, then compare views, patio orientation, neighboring lots, garage access and the route you will drive regularly. Use the association’s lot plans for homesite details. Compare Refuge Locations
What Types Of Views Can I Compare?
Look for fairway, lake and mountain outlooks, then compare the view from the living room, covered patio and pool area. The ownership guide links individual lot and view-corridor resources. Explore Lot Plans
Are There Homesites For Sale?
Use the Land & Homesites option in the search to open current Refuge land listings. Review the lot diagram, building envelope and complete construction budget as you narrow your choices. Search Homes & Homesites
How Do I Check Boat Or RV Garage Fit?
Measure the clear door opening, usable bay depth, vehicle and trailer length, driveway slope and turning space. Include rooftop equipment and the trailer tongue. Read The Garage Guide
Is There Community Vehicle Storage?
The association has a storage area. Its published storage page reports the lot is full; management handles space availability and fees. View Storage Information
What Should A Seasonal Owner Plan For?
Include utilities, pool and landscape service, insurance, pest care and someone to check the home between visits. Build that routine into your comparison of properties. Build An Ownership Budget
Can I Compare Other Lake Havasu Neighborhoods?
Yes. Change Search Area to another neighborhood or a broader region, keeping your preferred price range and property type. Choose A Search Area
How Do I Save Homes And Receive Alerts?
Save favorites in the HomeSearchLakeHavasu.com listing results, or ask HavasuLew to create a search around your priorities. Set Up My Search
How Do I Arrange A Refuge Showing?
Send the addresses you like, your visit dates, budget and must-haves. HavasuLew can coordinate residential access and a property tour. Arrange Refuge Showings
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